SFR, DCSSI, Trusted Labs and Trusted Logic demonstrate the industrial feasibility of hosting banking type applications on the SIM card

Press Release

Paris, November 4, 2008

SFR, DCSSI, Trusted Labs and Trusted Logic demonstrate the industrial feasibility of hosting banking type applications on the SIM card

In a joint demo at Cartes 2008 in hall 3, booth C021

- This technology breakthrough confirms the SIM card suitability as a secure element hosting on trust any kind of application and allows in particular pursuing the NFC mobile payment pilots.

Key elements of this press release are:

- Achievement for a smart card application of the Common Criteria EAL4 augmented (EAL4+) assurance level

- Achievement of this security assurance level on a multi-application and scalable smart card

- According to the security requirements of the NFC mobile payment

- Ability to host any kind of services on the same support, whatever their security requirements.

The demonstration at Cartes 2008 showcases a Java Card™ platform, the Trusted Logic jTOP® platform, developed and evaluated according to the Common Criteria* EAL5+ assurance level, together with an electronic signature application evaluated at CC EAL4+. The card and the application are evaluated by composition and according to the protection profiles issued by "Payez mobile" working group and answering the security requirements defined by the banks and the competent certification authorities.

The composition principle, adopted by the protection profile, allows keeping the validity of certificates obtained for the loading of new certified applications. It allows as well hosting non certified applications, such as e-ticketing transport applications or loyalty applications. These applications are validated by an independent third party laboratory and downloaded on a certified Java Card™ platform, without questioning the previous certifications.

Jean-Louis Mounier, SFR Innovation, Services and Factory Executive VP, explains "to be delighted for such an achievement in less than 4 months in cooperation with Trusted Logic and Trusted Labs. This demonstrates the industrial viability of the SIM card as the support of any kind of dematerialized services including banking services. The composition scheme that has been used here, allows a significant reduction of the time required to host secure services onto the SIM cards. This also means that it is possible under certain conditions for third parties to use and manage a secure space on all the SIM cards that will adopt this profile. The SIM card allows simplifying the mobile transactions ecosystem while demonstrating its ability to be a universal secure element. SFR is convinced that the mobile phone can play a key role in the upgrade of trust and security required by online business. It should be noticed that the importance of such an upgrade has been underlined by the Besson report, recently issued by the French Government. The mobile phone is already an important tool in everyday life of 85% of French people; the developments we announce today clearly show its ability, in combination with the SIM card, to match the highest security standards of the industry."

The DCSSI, Central Information Systems Security Division, considers that the new requirements following the development of mobile phones secure applications will impose the use of new-generation SIM cards. These cards will need to obtain a security level comparable to that of banking cards. DCSSI has, from the very beginning, promoted the principle of composition in smart card security evaluations, which has since been adopted internationally. This project shows how flexible this scheme really is, reducing the delays for such evaluations to levels acceptable by the market. This evaluation is a good example and we hope others will adopt this scheme.

Dominique Bolignano, President & CEO of Trusted Logic, says: "Thanks to the CC EAL5+ evaluation of our multi-application jTOP® platform, Trusted Logic can now securely host all kinds of applications: telecom, e-signature, identity, and banking."

Claire Loiseaux, CEO of Trusted Labs, says: "Trusted Labs is proud to have steered SFR and Trusted Logic to the successful completion of this project, with the help of DCSSI. It demonstrates the feasibility of efficient security for security-sensitive applications in mobile phones. We hope this project will stimulate others in the embedded systems community to go further along this path."

*http://www.commoncriteriaportal.org/

About SFR: www.sfr.com

Following the merger between SFR and Neuf Cegetel, the new SFR has now become Europe's largest alternative operator, with a revenue of more than 12 billion euros and a customer base of nearly half of all French people.

As a global operator, SFR is capable of satisfying the mobile, Internet, fixed and service needs of the mass market and of business and wholesale customers. SFR has a total of 19.3 million mobile customers, including 5 million 3G/3G+ customers (July 2008) and 2 million business lines, as well as 3.8 million broadband Internet customers and 184 000 business sites connected.

With its own mobile and fixed infrastructures and major expertise in IP areas, the new SFR will have all the resources necessary to create a new-generation operator. As a leader in terms of innovation and quality of customer relations, SFR is supported by the assets and skills at its disposal, enabling it to offer seamless services. SFR also stands for a committed and open operator, working with the best partners.

With 10000 employees, SFR benefits from a stable ownership structure, with two major shareholders, Vivendi (56%) and Vodafone (44%).

About DCSSI

The DCSSI (Central Information Systems Security Division) has succeeded the Central Information Systems Security Service, the State's focal centre for Information Systems Security, and was instituted by decree on 31 July 2001. It is under the authority of the General Secretary for National Defense and Contributes to Inter-ministerial definition and expression of government policy in terms of information systems security. In this context, one of its missions is to operate the French Evaluation and Certification Scheme, instituted by decree on 18 April 2002.

For more information about DCSSI, visit http://www.ssi.gouv.fr.

About Trusted Logic

Trusted Logic is a pioneer in security solutions for digital services - from mobile payment to e-ticketing, from identification to access control - enabling end-users to access services anywhere, anytime, securely.

A leading provider of open, secure software for smart cards, terminals and consumer devices, Trusted Logic creates the foundations for converging digital services at the crossroads of telecom, banking, transport, and government.

With operations in France, Ireland, and Singapore, Trusted Logic today serves customers worldwide.

Its subsidiary, Trusted Labs, offers consulting and security evaluation services and helps customers design and deploy their next digital services.

For more information, visit http://www.trusted-logic.com.

About Trusted Labs

Trusted Labs specializes in security consulting and evaluation of embedded systems such as smart cards, terminals, and mobile phones. Its consulting activity covers security architecture, formal methods, and certification methodology such as FIPS140-2 or Common Criteria. Its evaluation activity includes security evaluations of smart cards and terminals, testing services and tools, and automated validation of applet security and interoperability.

Trusted Labs consults and evaluates the products and services of large telecom operators, financial institutions and card and terminal manufacturers.

Trusted Labs has already obtained international recognition of its expertise thanks to its participation in various evaluation schemes (Common Criteria, MasterCard CAST) and its contribution to several Protection Profiles for DCSSI, the French certification body, and for Sun Microsystems (Java Card™ Protection Profile).

For more information about Trusted Labs, visit http://www.trusted-labs.com.

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